Tag Archive: DISCRIMINANT ANALYSIS
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PREDICTING MORTGAGE DEFAULT: A DISCRIMINANT ANALYSIS OF CAUSAL FACTORS.
By
Douglas Waldo, University of Sarasota
Robert Wharton, Palm Beach Atlantic College
Abstract
Confronted by an increasingly competitive environment, combined with the need for expanded portfolios, lenders are faced with the need to accept greater risk. In doing so, competitive pressures have called for more accurate risk assessment of mortgage portfolios. This study analyzed the predictive ability of variables [...]
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